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Finance Machine Learning8 min reading time

AI financial advice is surprisingly good, especially if you ask right questions

Hacker NewsPublished Aug 1, 2026

MIT researchers analyzed financial advice from GPT-5.2, GPT-5.6, and Gemini 3 Flash, finding AI guidance generally improves savings and investment strategies for adults over 30. However, AI struggles with portfolio rebalancing and adapting to financial shocks like unemployment. More structured prompts enhance advice quality but active portfolio management remains limited.

#financial-advice #gemini-3-flash #gpt-5-2 #gpt-5-6 #large-language-models #mit-sloan-school-of-management

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